Bailing Out Banks… Again
Housing Disaster Déjà Vu Hi Reader, Here's what our editors are looking at today… | | | America: Sean Ring – Your Home’s Value Is At Risk If you thought the U.S. had learned its lesson from the 2008 financial crisis, think again. The Federal Housing Administration (FHA) is back to insuring riskier mortgages at an alarming rate. And just like before, it’s setting the stage for another housing disaster. In 2007, just before the financial meltdown, only about 35% of FHA borrowers had a debt-to-income (DTI) ratio above 43%. Today? That number has nearly doubled to 64%. On a similar note, in 2024, the serious delinquency rate for FHA loans hit 7.05%—slightly higher than at the peak of the 2008 crisis. The difference this time is that instead of Wall Street repackaging junk mortgages into securities, the federal government is directly insuring them. When these loans go bad, taxpayers will be left holding the bag. For investors, this means trouble ahead for banks, mortgage lenders, and government-backed mortgage securities. For homeowners, it means housing prices will face severe pressure. And for taxpayers, get ready to bail out bad loans again… or grab your muskets! ⇒ Read More Here | |
| | | | We're on the cusp of the biggest market disruptions in modern history, and its impact on American retirements is already in motion. The 1% are about to exploit a massive “transfer of wealth” at the cost of your own personal savings. Depending on how you prepare, this tipping point could either be a grave danger or an incredible opportunity. | | | | | |
Markets: Adam Sharp – Trump’s Fort Knox Knot Speculation around the status of America’s gold reserves has reached a fever pitch. Why is President Trump making such a big issue of the gold audit before it has even begun? Will the gold actually be there? I honestly don’t know. Whether America’s gold reserves are intact or not, I strongly believe the bull market in precious metals will continue. Central banks around the world are stacking gold like they know something big is coming. A monetary reset of some sort. A return to a gold standard is suddenly within the realm of possibility. A return to the gold standard, of course, would require that America’s gold reserves are intact. If there is missing gold, I expect Trump will remedy this and seize our gold back from wherever it disappeared to. Perhaps that’s why Trump is setting up this Fort Knox gold audit in such dramatic fashion. If there is missing metal, my guess is he plans to get it back, using any means necessary. This confluence of events could send gold as high as $27,000 per ounce. ⇒ Read More Here | |
Politics: Matt Insley – A+ for Marco Rubio! Today marks the third anniversary of Russia’s invasion of Ukraine. In recent days, Ukrainian President Volodymyr Zelensky has faced criticism from Trump, who labeled Zelensky a “dictator without elections.” Zelensky has offered to step down in return for Ukrainian Nato status. Meanwhile, it’s becoming clear that one person might emerge as the most influential figure of the Trump administration’s second term: Marco Rubio, whose recent meeting with Russian Foreign Minister Sergei Lavrov in Riyadh marks a significant shift in U.S. foreign policy. For the first time since Russia’s invasion of Ukraine in 2022, high-level officials from both nations have engaged in direct talks aimed at resolving the conflict. And the Secretary’s efforts are already yielding results: Both the U.S. and Russia have agreed to restore diplomatic channels, a crucial step towards normalizing relations By pursuing diplomatic engagement, the United States could potentially transform Russia into a strategic counterweight against China — whom I believe poses the most significant threat to America. Rubio is laying the groundwork for a structured peace process that could finally bring stability to the region. And a more prosperous future for America. ⇒ Read More Here That's all for today, we'll be back tomorrow with more topics and articles from our editors. Email us here with whatever crosses your mind that you want us to cover. We look forward to hearing from you! Looking forward to your financial future, | | | | | |
| | | | © 2025 Paradigm Press, LLC. 1001 Cathedral Street, Baltimore, MD 21201. By submitting your email address, you consent to Paradigm Press, LLC. delivering daily email issues and advertisements. To end your The Daily FWD e-mail subscription and associated external offers sent from The Daily FWD, feel free to click here, or manage your newsletter preferences here. Please note: the mailbox associated with this email address is not monitored, so do not reply to this message. We welcome comments or suggestions at feedback@paradigmpressgroup.com. This address is for feedback only. For questions about your account or to speak with customer service, contact us here or call (844)-731-0984. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized financial advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after on-line publication or 72 hours after the mailing of a printed-only publication prior to following an initial recommendation. Any investments recommended in this letter should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. The Daily FWD is committed to protecting and respecting your privacy. We do not rent or share your email address. Please read our Privacy Statement. If you are having trouble receiving your The Daily FWD subscription, you can ensure its arrival in your mailbox by whitelisting The Daily FWD. | | |
No comments:
Post a Comment
Keep a civil tongue.