Overcoming Fear

Investment U View in browser IU Plus | Courses | Conference | IU Bookstore Saturday, May 30, 2015 Chart of the Week: Why 45% of Americans Leave Money on the Table Anthony Summers, Research Associate, The Oxford Club Historically, the stock market has proven to be one of the best ways to protect and grow your wealth. When you look past short-term ups and downs, the market steadily moves in only one direction: up. And yet, there's been a significant decline in market participation since the 2008 financial crisis. Sixty-five percent of adults in the U.S. were invested in stocks right before the market crash. Today, that percentage is down to 55%. When we break it down further by income, as shown in the above chart, we see that the most significant drop occurred among households earning less than $30,000 annually. The number of lower-income investors declined by 25%. The number of investors in households making between $30,000 and $74,999 dropped 22%. But as last week's chart asserted (click here if you missed it), stocks are simply too good of an opportunity to pass up for wealthier individuals. That's why the number of investors in households earning $75,000 and over declined by only 2% since 2007. Clearly, investor confidence has yet to fully recover. Fear of loss is a powerful emotional driver of behavior. Yet the best investors have learned to overcome their fear... to maintain an opportunistic attitude even in a crisis. This is precisely what our Chief Investment Strategist Alexander Green counseled in his recent column, "Where You Can Find Cash in a Market Sell-Off." At time of writing, the S&P 500 is up 259% since its low in 2009. Yet, out of fear, some folks would rather settle for the pitiful annual interest rate offered by their savings account... That's a real shame. P.S. Imagine logging into your bank account and finding a seven-figure balance. You'd be overjoyed, right? This isn't an unattainable goal. Fact is, there's a simple and direct route to financial independence. And if you can commit just a few minutes a day, Alex can show you how to build a multimillion-dollar portfolio starting with zero. Interested? Click here to learn more. Click here to post a comment on InvestmentU.com Three Times the Size of Eagle Ford... It's 75 billion barrels of oil... three times the size of the next biggest find, Eagle Ford. And ONE tiny company has somehow found itself in the middle of it all. We've upped our price target on this company from $30 to $63.Click here for all the details. We Also Recommend... The Best Move You Could Ever Make by Andrew Gordon Thursday, May 28, 2015 Thanks to the JOBS Act, some everyday investors now have unprecedented access to the startup market. We've invited the co-founder of Early Investing LLC to help make sense of it all for newbies. Read On... Why the Bull Market in Biotech Will Continue (Part 2 of 2) by Marc Lichtenfeld Wednesday, May 27, 2015 Last week we discussed how patent expirations are affecting the biotech sector. Today we're going to look at a few other factors driving these stocks higher. Read On... The Investment That Always Pays the Best Interest by Alexander Green Tuesday, May 26, 2015 You don't need a degree from a college to meet your financial goals. And even if you have one, you almost certainly were never taught what you need to know... Read On... You are receiving this email because you subscribed to Investment U. To unsubscribe from Investment U or to manage your account, click here To cancel by mail or for any other subscription issues, write us at: Investment U Attn: Member Services 105 West Monument Street Baltimore, MD 21201 Keep the emails you value from falling into your spam folder. Whitelist Investment U. Question? Comment? Need help? Contact us here. 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