The Proactive Advisor - Volume 4 Issue 1

Stock Market: The Impact of Higher Interest Rates On Dec. 16, the Federal Open Market Committee of the Federal Reserve Board announced that it was raising the target range for the federal funds rate from 1/4 percent to 1/2 percent. Moving forward, the Committee will analyze economic conditions and how they align with the Fed's objectives for maximum employment and 2 percent inflation. As of now, the committee expects to make further gradual increases in the federal funds rate.  Read More Tax Considerations When Delaying Social Security The timing of when you take your Social Security can have a potentially significant impact on your overall tax strategy during retirement. While each person's case is unique, delaying Social Security often tends to be the best move. Generally, delaying Social Security gives you a better ability to manage tax brackets when you are no longer earning a salary.  Read More Noteworthy Tax Changes for the New Year The tax extender bill has passed and been signed by the president, giving individuals and businesses resolution on many items that were set to expire. Unlike earlier tax extender bills, a number of provisions have been made permanent or extended for a number of years - giving a measure of certainty.  Read More Tip: Finding Small Business Loans in 2016 Following the Federal Reserve's decision to approve a modest interest rate increase, banking insiders anticipate that larger banks will increase their lending to small businesses in 2016. Even before the Fed made its long-anticipated move, the percentage of loan applications approved by big banks already had increased to the highest level since the subprime mortgage debacle of 2008. Unfortunately, this post-recession high is only about 23 percent, which means that many small business owners continue to have trouble getting credit from brick-and-mortar banks.  Read More The Proactive Advisor Volume 4 Issue 1  LCS&Z Announces New Office Location  Read More Consolidated Appropriations Act signed into law Read More LCS&Z Office Locations Latham Office 33 Century Hill Drive Latham, NY 12110 Vail Mills Office 3748 State Hwy 30 Amsterdam, NY 12010 New York Office 420 Lexington Avenue Suite 300 New York, NY 10170 Stay Connected          Copyright © 2015. All Rights Reserved.

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