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2012/01/03

Change Your Future With the 2012 Investing Challenge

Super-Charge Your Investing Plan
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Investing Minute | Investing Tips in 60 Seconds From Dave Ramsey

January 3, 2012
Change Your Future With the 2012 Investing Challenge
Investing Challenge Homework Assignment: You'll be amazed at how much extra money you'll find when you get on a budget! So nail down your budget and look for ways to trim, save or bring in an extra $300 a month for investing.

Welcome to the 2012 Investing Challenge, our monthly series devoted to motivation, tips and information designed to help you meet your wealth-building goals!

One Step Toward a More Secure Retirement
We're launching the challenge with one simple, specific task: Super-charge your plan by investing an extra $300 per month.

These days, people worry they'll have to work until they're 80 years old before they can afford to retire. In fact, many people are nearing retirement with less than $25,000 in the bank.

The Investing Challenge will help you change that picture. If you commit to investing an extra $300 a month just this year, you could add $122,000 to your retirement account in 30 years, based on an average growth of 12%. Continue the challenge for another two years, and you could have an additional $327,000 in 30 years! Talk about living like no one else!

That's the difference a plan will make, and that's the goal of the 2012 Investing Challenge—to show you how your commitment to an investing plan will change your retirement, maybe even your family's future!

So if you're on Baby Step 4 and not yet investing a full 15% of your income, commit an additional $300 a month for investing this year. Now that you're out of debt and have an emergency fund, you can find an extra $300 in your budget—if it's a priority. Put that money where it will do the most good and start building serious wealth for your future.

Speak Up
The Investing Challenge isn't just about the cash—it's about you. We want to know your goals, your fears and your questions. Tell us what steps you're taking to participate in the Challenge so we can share your tips and inspiration with others.

Give us your feedback right now by answering this quick survey. We'll post the results in next month's newsletter so you can see how you're doing compared with other readers.

Getting Started Right
Do you accept the 2012 Investing Challenge? If so, get going on your plan. Start strong by working with an investing pro who will give you the advice you need to make the right decisions. Dave's investing Endorsed Local Providers (ELPs) are experienced professionals you can trust to answer all your questions. Contact your ELP today!


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