7 Ways to Ruin Your Valentine's Day Date

Money Mistakes to Avoid on the Day of Love

DAVE'S eNEWSLETTER EXTRA February 2014 | DAVERAMSEY.COM | View this email online? Click here. | Forward to a friend

It's no surprise that Valentine's Day is one of the biggest date nights of the year. It's also a great opportunity to take someone on a first date—which might present a problem for those of us who are getting out of debt. The problem being: How can I make my date feel special without blowing up my budget? It's a question as old as romance itself. (Okay, maybe not that old.) Some of you out there will let yourselves off the budget hook on Valentine's Day. If you've got a date, especially a first date, you think that's reason to celebrate—so you go over the top. Others of you—those who are really frugal and trying to pay off debt—will do everything short of making your date pay their own way. So how do you handle this dicey situation? Learn How to Raise Money-Smart Kids Have you heard? Dave and his daughter Rachel Cruze have a brand-new book called Smart Money Smart Kids coming out in April! This book will equip parents with real-life, practical ways to teach their kids how to win with money! When you pre-order the book, you even get more than $50 worth of free extras! Learn more and pre-order today. Argh! Tax Time Again? The IRS estimates that taxpayers spend an average of 13 hours on taxes every year. There are better ways to spend your time! So how can you make the most of this season without feeling overtaxed? Don't Miss Dave on Tour in a City Near You! See Dave Ramsey, his daughter Rachel Cruze and financial expert Chris Hogan this spring in these cities: Dallas, TX, Louisville, KY, San Antonio, TX, Salt Lake City, UT, and many more! Get more information about all of our business, leadership, life and money events at daveramsey.com/events.

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