The Good and Bad of Carrying Cash

Does using loose change and dollar bills really pay off? Let's weigh the options.

DAVE'S eNEWSLETTER April 2014 | DAVERAMSEY.COM | View this email online? Click here. | Forward to a friend

You're about to charge another $1 iced tea to your credit card. That's the third time this week. Wouldn't it be simpler to carry cash, pay for your drinks in dollars and cents, and not have to worry about your tab a month from now? We think so. But if you're still on the fence about the benefits of carrying cash, check out the following good and bad points of paying without plastic. Then decide for yourself if cash is worth keeping around. 5 Must-Dos Before You Buy a Home It's easy to get carried away in the excitement of home shopping and the idea of a new life in a new home, so let's take a moment to review the basics of home buying. How should you prepare, and what challenges can you expect when you start looking for your brand-new home? 3 Ways to Spring Clean Your House and Budget Just like getting all those old clothes out of a closet and into a yard sale or cutting the grass for the first time of the year, you feel a sense of relief once your monthly budget is done. Here are three things to remember that will make both budgeting and spring cleaning much easier. New on daveramsey.com • 5 Budget Tweaks to Make Immediately • March Madness: All About the Budget (and Basketball) • Is It Better to Be a Spender or Saver? • How Do You Save Money on Everyday Expenses? Dave's Money Tools Get recommended percentages for your spending with the Gazelle Budget tool! • The Debt Snowball • Investing Calculator • Mortgage Calculator • More Money Tools Get Plugged In! Events That Will Change Your Life Employment Opportunities New Radio Affiliates City and State Radio Station Air Times Buckhannon, WV WBTQ 93.5 FM M–F, 7–10 p.m. ET Craigsville, WV WSWW 95.7 FM M–F, 7–10 p.m. ET

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