3 Steps That Guarantee Higher Returns in 2024

The market might be uncontrollable, but there are three simple techniques that will guarantee you higher returns in the coming year. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

AN OXFORD CLUB PUBLICATION

View in browser SPONSORED Dems PISSED?! (This Could Ruin the Green New Deal) A nuclear breakthrough is taking the world by storm... One company just signed an energy deal with the U.K. for $5 billion in annual revenue through 2050 (and 40,000 jobs)... And that's just the beginning. A February announcement could 10X this $3 stock over five years. Get In NOW (Before You Lose Your Chance!) THE SHORTEST WAY TO A RICH LIFE Three Simple Steps That Guarantee Higher Returns in 2024 Alexander Green, Chief Investment Strategist, The Oxford Club Despite being tumultuous, 2023 was another good year for investors. And I expect 2024 to be another good one for stocks. However, there are three steps you can take to earn higher returns in the coming year no matter what the market does. No. 1: Save More The 2023 Retirement Confidence Survey revealed that millions of Americans are woefully unprepared for retirement. The single biggest reason is they haven't saved enough. Sixty percent of American workers without a retirement plan have saved less than $1,000 for retirement. Seventy-one percent have saved less than $10,000. And 78% have accumulated less than $25,000. I've been an avid saver since I was an indigent young man in my 20s. I drove a beater car at the time. (The stereo was worth more than the vehicle.) I shared an apartment with friends. I had no health insurance. I had no employer-sponsored retirement plan. But I saved. Frankly, I was terrified of what might happen if I didn't. Yet millions of Americans today believe the government will deliver the material happiness they deserve, sparing them the trouble and discomfort of striving. That is no path to financial security. The average recipient receives $1,711 a month from Social Security. It's hard to live fully on that. To ensure a comfortable retirement, you should save as much as you reasonably can, starting as soon as you can and continuing for as long as you can. Unlike the performance of the stock and bond markets, saving is under your control. SPONSORED AI SINGULARITY IS 3 MONTHS AWAY This is the exact moment when AI will throw off its shackles, instantly growing billions of times more intelligent than Einstein. A two-time hedge fund manager is sharing a "Singularity Investor Playbook" you can use to position yourself at the forefront of this historic moment. TAKE THESE 3 STEPS NOW No. 2: Cut Your Investment Costs  In most walks of life, you get what you pay for. This is emphatically not the case when it comes to investment managers. (There are a few exceptions, and we recommend some of the best in The Oxford Club's Pillar One Advisors program.) Every year, 3 out of 4 active fund managers fail to outperform their unmanaged benchmarks. Over periods of a decade or more, more than 95% of them underperform. Do you really want to pay hefty fees to someone with less than a 1-in-20 chance of delivering the goods? Investment fees and returns are inversely correlated. The more your advisor makes, the less you do. This is particularly true in the fixed income area. Ten-year Treasurys currently yield 3.88%, for example. If you plunk for an income fund with a 0.75% expense ratio, it may take almost a fifth of your return. That makes no sense. The goal is for you to get rich, not your broker. No. 3: Rebalance Your Portfolio The U.S. stock market has made a remarkable run since it bottomed during the financial crisis almost 15 years ago, returning 14% annually. That means you may now have more in stocks than you'd be comfortable with in a prolonged downturn. So rebalance your portfolio. Rebalancing means you sell back those asset classes that have appreciated the most and put the proceeds to work in those that have lagged. This is a contrarian exercise. And the main effect is that it forces you to sell high and buy low. This adds to your long-term returns while reducing your risk. Over the last several years, international markets - and particularly emerging markets - have delivered much lower returns than domestic equities. Yet history tells us that will not always be the case. Foreign markets often generate much higher returns than our own market. And if the greenback weakens due to higher inflation, your dollar-based returns will be higher still. So fight the urge to keep riding U.S. stocks higher and spread your risk. Yes, I often tell readers to hang on to their winning stocks and cut their losers short. But there's a big difference between trading individual securities and rebalancing your portfolio. When it comes to asset allocation, you flip the script and sell back the asset classes that have surged the most and add to the laggards. When the cycle turns - as it always does eventually - you'll be glad you did. Good investing, Alex Leave a Comment WEALTH OPPORTUNITIES Sign Up for the New and Improved GVI Investor. First 75 Today Get Thousands Off and Auto-Entry Into a $15K-Value Dream Sweepstakes! Proof: New "One Ticker Payouts" (You Can Do This Weekly!) JOIN THE CONVERSATION Facebook LinkedIn Email Share SPONSORED Multimillionaire Investor: "Hands Down the Most Lucrative Discovery of My Entire Career" Peabody Award-winning journalist Bill Tucker sat down with a reclusive multimillionaire trader... 858 miles OUTSIDE of Wall Street... to discuss a revolutionary new trading strategy that involves... One ticker... one trade... every week. The fast-hitting profit potential is extraordinary. Learn More You are receiving this email because you subscribed to Liberty Through Wealth. Liberty Through Wealth is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. 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